Contemporary digital technologies have begun to fundamentally change the ways businesses process raw materials and create products, in turn giving rise to major shifts in the global manufacturing industry. Many,…
SMEs have an edge over bigger businesses because of their flexibility and ability to pivot quickly. However, attracting talented employees and actually getting them to stay is a serious struggle…
Technology, primarily fintech, has improved and altered the way consumers and business make and receive payments. Online payment options fueled the growth of e-commerce into the mainstream just a couple…
Most SME owners typically are not overtly concerned about the valuation of their business on a day-to-day basis. Usual figures and metrics business owners track on a more daily basis…
The US Federal Reserve (Fed) is expected to start “rates tapering” before the end of 2021. This essentially signals the rolling back of massive fiscal stimulus during the Covid-19 pandemic…
If you’re exploring financing to expand your business, there are generally 2 broad channels you can consider. Equity financing or debt financing. Equity financing involves selling shares of your business…
Some business owners mistakenly believe that if their company is generating profits, then they will have no problem securing financing from banks. It may sound easy to secure a company loan…
Financial constraints and the need for financing is something almost every business encounters at some point. These are probably 3 of the most common financing sources first time entrepreneurs will…
If your business has been operating profitably with steady performance for some time, like most SME owners you might be looking at expansion. Expanding your business and scaling it for…
Most SMEs would need some form of business loan financing throughout its lifetime. Asset acquisition, expansion, and working capital requirements are some typical financing reasons for small businesses. A lender…
You might have heard about revolving and non-revolving loans before but do you know the difference between the two? Under which circumstances should you choose one over the other? Let’s…
2020 will go down in history as a unprecedented and uneventful year for almost all small businesses globally. Covid-19 have wrecked havoc across the world and Singapore, being a small…
