Your personal credit rating reflected in your credit bureau report affects your ability to apply for consumer and business loans. These include credit cards, car loan, home loan and SME loan.

Unless you belong to the rare group of people who can afford to pay for everything including …

Effective outsourcing of certain non-critical business functions will enable a SME to focus resources on key tasks for growth. Which aspects of the business should be outsourced and which to keep in-house?

For most SME owners, you …

Among all business structures, sole proprietorships are the easiest ones to set up and operate but the flipside is, this entity type might face challenges when it comes to raising SME loans in Singapore.

Why setting it up and running it is a breeze

In business-friendly Singapore, registering a …

Trade financing is the lubricant oiling the engines of global trade. Trade financing in its simplest form is the activity where the exporter get paid (or is guaranteed a payment) for the goods before shipping it to the importer. However, the importer would also want some sort of assurance …

Linkflow Capital was invited by the Civil Service College on 18^th May 2018 to address a study visit group of delegates from China’s Suzhou Industrial Park, under the auspice of MTI. Linkflow conducted a presentation to …

The success or failure of a company, putting aside the random factor of luck, is at least 70% attributed to the founder.

Many management books and business case studies have discussed about the importance of the founder in the success of a company. Some of the most successful companies …

Businesses need to have access to a reliable source of funds to run their day-to-day operations. A shortage of finance at a crucial time can have serious consequences for any organisation.

According to a recent Singapore Business Federation and DP Information Group survey of 3,600 SMEs, raising finances is being …

If your small business has been operating profitably with steady performance for some time, like most SME owners you might be looking at expansion.

Expanding your business and scaling it for further growth is the dream of most entrepreneurs but it can also be a very stressful and tedious …

There are countless reasons why SME owners would apply for a SME loan in Singapore. It may be because you want to take advantage of a business opportunity that rarely comes by and you have to grab that chance.  You may also need emergency funds to bail you …

You might have heard of a business loan consultant before, commonly known as a SME loan broker as well. Is it worthwhile for SMEs to engage a broker to secure a business loan in Singapore?

Applying for a SME loan could turn out to be an extremely tedious …