Employee Benefits SMEs Can Introduce

Employee Benefits SMEs Can Introduce

There’s an undeniable need for companies to have functional mechanisms that deal with worker safety
and care, whatever their base industry. Each year, a significant number of workers report suffering
injuries at work—most frequently due to slips, poor office ergonomics, overexertion and repetitive
motion among other causes. Seeking treatment for these injuries from external treatment facilities such
as specialized clinics and hospitals, however, can be extremely costly. Having to take time off work for
recovery also disrupts workflow and sometimes hampers both individual and organizational

In recent years, many companies have found that actively maintaining on-site physiotherapy services is
a convenient and cost-effective measure for addressing workplace injuries among staff. The majority of
businesses that choose to offer these services report lower healthcare costs and fewer productivity dips
due to injury, as well as improved employee morale and performance across the board in many cases.
When considering whether it would be wise to contract an on-board physiotherapist or podiatrist in Singapore employers consider reliable, it would do well to bear in mind the following benefits:

Relatively Low Setup and Maintenance Costs

Establishing an in-house physiotherapy clinic is neither especially costly nor particularly demanding in
terms of space and equipment requirements. Many basic physiotherapy services can already be
performed with only a private room and a treatment couch. It’s also relatively easy for employers to set
up an accessible centralized appointment booking system for the physio services they offer, either by
phone or online.

When it comes to paying an on-site physiotherapist for their services, organizations can choose to hire
therapists that are already registered with private medical insurance companies. These insurers can
then cover employees’ physiotherapy fees. Alternatively, employees can pay as they avail themselves of
physiotherapy services, either upfront or through a salary deduction scheme should the employer
choose to implement one.

Reduces Employees’ Time Away from Work

Allowing employees to seek treatment for injuries on-site spares them the stress of having to apply for
medical leaves or schedule their appointments around their regular work hours. On-site physiotherapy
eliminates the inconvenience of travelling to and from treatment facilities. The greater convenience
these services afford in turn helps minimize worker productivity lost due to injury.

Off-site clinics are also likely to charge more for treatment, on top of transportation costs and any
additional fees a patient or their company might have to set aside for a third-party payer such as an
insurer. Providing on-site physiotherapy services thus allows individuals and companies alike to
minimize direct and indirect healthcare costs and leverage significant savings.

Reduces Barriers to Treatment

For some employees, it may not be logistically or economically feasible to seek outside treatment for
workplace injuries. Some barriers to seeking physiotherapy treatments can include the need for a physician’s referral, a lack of accessible clinics close to their workplace or place of residence, and a lack
of access to insurance coverage, among other challenges.

Having to contend with these barriers may then force them to let the pains or injuries they’ve sustained on the job to go untreated, which is likely to impair their functionality and hurt their quality of life in the long run. Providing direct access to physiotherapy treatments effectively eliminates these barriers and ensures that each company employee can get the care they need when they need it.

Positive Impact on Company Culture and Employee Retention

A wealth of current research shows that company policies directly concerned with improving working
conditions and employees’ overall well-being are ultimately beneficial for the company at large.
Companies that pursue such policies not only experience lower incidences of absenteeism and
healthcare costs among employees, but also tend to have higher staff retention rates.

Furthermore, companies that prioritize employee well-being are likely to enjoy favorable reputations in the industry that, in turn, attract even more talented workers. On the ground, a physiotherapist working directly with the company would have a better understanding of its culture and of the occupational risks and hazards workers contend with regularly.

Such a therapist would thus be better equipped to tailor their treatment plans more closely to the patient’s needs and lifestyle than a different professional sourced externally. They would also have more opportunities to cultivate trust and a positive rapport with their regular patients—conditions which could encourage a higher standard of care and further expedite recovery.

May Improve Employee Productivity in the Long Term

Investing in measures to care for employees at work sends the message that the company values them
as human beings beyond their job-specific skills and competencies. As a result, feeling valued and well
looked after can motivate employees not only to stay with their company, but also to continually do
their best work.

Logically speaking, after all, workers’ performance and productivity are most likely to peak when they’re healthy and happy—and free of the additional anxiety that the process of seeking
medical attention independently can cause.

At the end of the day, high-functioning and committed employees will uplift any business and enable it
to outshine its competitors. Hence, it’s worthwhile for companies to work toward preventing
occupational injuries and providing accessible treatment for injured and recovering employees wherever

As demonstrated above, prioritizing employee welfare in this manner will surely yield
substantial rewards for workers and their companies alike.