How US Rates Hike Affect SMEs
The US Federal Reserve (Fed) is expected to start “rates tapering” before the end of 2021. This essentially signals the rolling back of massive fiscal stimulus during the Covid-19 pandemic…
Why Most SMEs Choose Debt Over Equity Financing
If you’re exploring financing to expand your business, there are generally 2 broad channels you can consider. Equity financing or debt financing. Equity financing involves selling shares of your business…
5 Important Commercial Loan Ratios to Look Out For
Some business owners mistakenly believe that if their company is generating profits, then they will have no problem securing financing from banks. It may sound easy to secure a company loan…
8 Creative Ways To Access Alternative Business Financing
Financial constraints and the need for financing is something almost every business encounters at some point. These are probably 3 of the most common financing sources first time entrepreneurs will…
6 Questions to Ask Before Expanding Your Business
If your business has been operating profitably with steady performance for some time, like most SME owners you might be looking at expansion. Expanding your business and scaling it for…
6 Ways To Improve Your SME Loan Approval Chances
Most SMEs would need some form of business loan financing throughout its lifetime. Asset acquisition, expansion, and working capital requirements are some typical financing reasons for small businesses. A lender…
Difference Between Revolving And Non-Revolving Credit Facilities
You might have heard about revolving and non-revolving loans before but do you know the difference between the two? Under which circumstances should you choose one over the other? Let’s…
4 Opportunities For SMEs In An Economic Slowdown
2020 will go down in history as a unprecedented and uneventful year for almost all small businesses globally. Covid-19 have wrecked havoc across the world and Singapore, being a small…
Reasons Why Your SME Business Loan Got Rejected
Is it tougher for SMEs to access SME loan in Singapore? Are SMEs marginalized in the financing market? According to our 2019 SME finance survey, close to 70% of SMEs might…
2020 SME Finance Accessibility Survey and Research
Linkflow Capital operates a SME loan comparison portal for users to compare their business financing options online instantly. We have been aggregating data collated from our business loan comparison portal from 2017. This…
2019 SME Finance Accessibility Survey and Research
Linkflow Capital operates a SME loan comparison portal for users to compare their financing options online instantly. Our corporate financing comparison portal is powered by proprietary algorithm that targets to mirror…
6 Business Loan Fees and Charges to Look Out For
Most SME owners would usually zoom in on interest rates quoted when comparing SME loans in Singapore but another area you should look out for are related business loan fees and charges.…