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The success or failure of a company, putting aside the random factor of luck, is at least 70% attributed to the founder.

Many management books and business case studies have discussed about the importance of the founder in the success of a company. Some of the most successful companies …

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SME Loan Singapore Ultimate Guide

Businesses need to have access to a reliable source of funds to run their day-to-day operations. A shortage of finance at a crucial time can have serious consequences for any organisation.

According to a recent Singapore Business Federation and DP Information Group survey of 3,600 SMEs, raising finances is being …

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Which business functions to outsource?

outsource financing














Effective outsourcing of certain non-critical business functions will enable a SME to focus resources on key tasks for growth. Which aspects of the business should be outsourced and which to keep in-house?

For most SME owners, you …

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If your small business has been operating profitably with steady performance for some time, like most SME owners you might be looking at expansion.

Expanding your business and scaling it for further growth is the dream of most entrepreneurs but it can also be a very stressful and tedious …

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customer segmentation


Treating everyone equally is a noble act but in a purely commercial setting, treating every customer equally does not make good business sense.

Marketing resources are scarce and it doesn’t make sense if you set aside the same amount for every customer.  Would you allocate money for both ventures …

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cash flow management


It is rational to rely on figures and metrics when making a cash flow decision.  To leave it all to gut feel won’t work.  Yet, there are business owners who keep their fingers crossed and simply hope for the best.  Anyway, the business seems to be doing fine and …

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