Running a SME in Singapore is challenging. High rental costs, tight manpower market and no easy access to bank financing are some of the pertinent challenges most SME owners face when trying to scale their operations.

Singapore’s GDP growth for 2019 was a mere 0.7%, the slowest for the …

Owners of a well-established business looking for financing usually apply for unsecured loans from banks and lending institutions.  Unsecured term loan is one of the most common form of SME loan in Singapore.

When a business is in its infant stage with very not much track record, the …

Trade financing is the lubricant oiling the engines of global trade. Trade financing in its simplest form is the activity where the exporter get paid (or is guaranteed a payment) for the goods before shipping it to the importer. However, the importer would also want some sort of assurance …

You might have heard of a business loan consultant before, commonly known as a SME loan broker as well. Is it worthwhile for SMEs to engage a broker to secure a business loan in Singapore?

Applying for a SME loan could turn out to be an extremely tedious …

Businesses need to have access to a reliable source of funds to run their day-to-day operations. A shortage of finance at a crucial time can have serious consequences for any organisation.

According to a recent Singapore Business Federation and DP Information Group survey of 3,600 SMEs, raising finances is being …

What is the Enterprise Financing Scheme (EFS)

The Enterprise Financing Scheme (EFS) is a scheme administered by Enterprise Singapore (ES), a statutory board under the Ministry of Trade and Industry. ES was formed after a merger of Spring Singapore and IE Singapore. 

The Enterprise Financing Scheme consists of 6 separate …

To expand a business, the owner has to (willingly or unwillingly) make credit sales to allow customers pay at later stage after delivery of goods/services. Typical business credit terms is 30 days or less commonly 60 days (or more).

Extending sales credit terms to local customers is quite the …

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Are you looking for a Maybank SME business loan? Considering whether if it’s worth to take up a business loan from Maybank? Here’s our review of Maybank’s SME loan to help you make an informed decision.

Aside from Maybank, you can also …

Linkflow Capital operates a SME loan comparison portal that allows users to compare their financing options online. The portal also comes with a free business loan assessment that provides an indicative financing eligibility result together with the loan comparison function. 

Our business loan comparison portal is powered by proprietary algorithm …

The success or failure of a company, putting aside the random factor of luck, is at least 70% attributed to the founder.

Many management books and business case studies have discussed about the importance of the founder in the success of a company. Some of the most successful companies …