You might have heard of a business loan consultant before, commonly known as a SME loan broker as well. Is it worthwhile for SMEs to engage a broker to secure a business loan in Singapore?

Applying for a SME loan could turn out to be an extremely tedious …

To expand a business, the owner has to (willingly or unwillingly) make credit sales to allow customers pay at later stage after delivery of goods/services. Typical business credit terms is 30 days or less commonly 60 days (or more).

Extending sales credit terms to local customers is quite the …

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Are you looking for a Maybank SME business loan? Considering whether if it’s worth to take up a business loan from Maybank? Here’s our review of Maybank’s SME loan to help you make an informed decision.

Aside from Maybank, you can also …

Linkflow Capital operates a SME loan comparison portal that allows users to compare their financing options online. The portal also comes with a free business loan assessment that provides an indicative financing eligibility result together with the loan comparison function. 

Our business loan comparison portal is powered by proprietary algorithm …

The success or failure of a company, putting aside the random factor of luck, is at least 70% attributed to the founder.

Many management books and business case studies have discussed about the importance of the founder in the success of a company. Some of the most successful companies …

Trade financing is the lubricant oiling the engines of global trade. Trade financing in its simplest form is the activity where the exporter get paid (or is guaranteed a payment) for the goods before shipping it to the importer. However, the importer would also want some sort of assurance …

Most SME owners would usually zoom in on interest rates quoted when comparing SME loans in Singapore but another area you should look out for are related business loan fees and charges.

It might not be easy to compare apple-to-apple on banks’ interest rates and fees as they are …

Running a SME in Singapore is challenging. High rental costs, tight manpower market and no easy access to bank financing are some of the pertinent challenges most SME owners face when trying to scale their operations.

Heading into the last quarter of 2018, the economic outlook for 2019 is still …

There are countless reasons why SME owners would apply for a business loan. It may be because you want to take advantage of a business opportunity that rarely comes by and you have to grab that chance.

You may also need emergency funds to bail you out of a …

Picture credit from Freepik.com

Financial constraints and the need for financing is something almost every business encounters at some point. The first solutions we come up with are usually a bank loan or sales of shares.

However, for most small and medium enterprises, a business loan in Singapore usually …