Trade financing is the lubricant oiling the engines of global trade. Trade financing in its simplest form is the activity where the exporter get paid (or is guaranteed a payment) for the goods before shipping it to the importer. However, the importer would also want some sort of assurance …

Linkflow Capital was invited by the Civil Service College on 18^th May 2018 to address a study visit group of delegates from China’s Suzhou Industrial Park, under the auspice of MTI. Linkflow conducted a presentation to …

The success or failure of a company, putting aside the random factor of luck, is at least 70% attributed to the founder.

Many management books and business case studies have discussed about the importance of the founder in the success of a company. Some of the most successful companies …

Businesses need to have access to a reliable source of funds to run their day-to-day operations. A shortage of finance at a crucial time can have serious consequences for any organisation.

According to a recent Singapore Business Federation and DP Information Group survey of 3,600 SMEs, raising finances is being …

Effective outsourcing of certain non-critical business functions will enable a SME to focus resources on key tasks for growth. Which aspects of the business should be outsourced and which to keep in-house?

For most SME owners, you …

If your small business has been operating profitably with steady performance for some time, like most SME owners you might be looking at expansion.

Expanding your business and scaling it for further growth is the dream of most entrepreneurs but it can also be a very stressful and tedious …

There are countless reasons why SME owners would apply for a SME loan in Singapore. It may be because you want to take advantage of a business opportunity that rarely comes by and you have to grab that chance.  You may also need emergency funds to bail you …

You might have heard of a business loan consultant before, commonly known as a SME loan broker as well. Is it worthwhile for SMEs to engage a broker to secure a business loan in Singapore?

Applying for a SME loan could turn out to be an extremely tedious …

You are a business owner needing financing to expand your business. You have set plans to visit banks for a possible debt financing.  However, you still have doubts if applying for a SME loan in Singapore is the best financing option.  While you have heard about equity financing, you …

Treating everyone equally is a noble act but in a purely commercial setting, treating every customer equally does not make good business sense.

Marketing resources are scarce and it doesn’t make sense if you set aside the same amount for every customer.  Would you allocate money for both ventures …