Running a SME in Singapore is challenging. High rental costs, tight manpower market and no easy access to bank financing are some of the pertinent challenges most SME owners face when trying to scale their operations.

Heading into the last quarter of 2018, the economic outlook for 2019 is still …

There are countless reasons why SME owners would apply for a business loan. It may be because you want to take advantage of a business opportunity that rarely comes by and you have to grab that chance.

You may also need emergency funds to bail you out of a …

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Financial constraints and the need for financing is something almost every business encounters at some point. The first solutions we come up with are usually a bank loan or sales of shares.

However, for most small and medium enterprises, a business loan in Singapore usually …

Your personal credit rating reflected in your credit bureau report affects your ability to apply for consumer and business loans. These include credit cards, car loan, home loan and SME loan.

Unless you belong to the rare group of people who can afford to pay for everything including …

Effective outsourcing of certain non-critical business functions will enable a SME to focus resources on key tasks for growth. Which aspects of the business should be outsourced and which to keep in-house?

For most SME owners, you …

Among all business structures, sole proprietorships are the easiest ones to set up and operate but the flipside is, this entity type might face challenges when it comes to raising SME loans in Singapore.

Why setting it up and running it is a breeze

In business-friendly Singapore, registering a …

Trade financing is the lubricant oiling the engines of global trade. Trade financing in its simplest form is the activity where the exporter get paid (or is guaranteed a payment) for the goods before shipping it to the importer. However, the importer would also want some sort of assurance …

Linkflow Capital was invited by the Civil Service College on 18^th May 2018 to address a study visit group of delegates from China’s Suzhou Industrial Park, under the auspice of MTI. Linkflow conducted a presentation to …

The success or failure of a company, putting aside the random factor of luck, is at least 70% attributed to the founder.

Many management books and business case studies have discussed about the importance of the founder in the success of a company. Some of the most successful companies …

Businesses need to have access to a reliable source of funds to run their day-to-day operations. A shortage of finance at a crucial time can have serious consequences for any organisation.

According to a recent Singapore Business Federation and DP Information Group survey of 3,600 SMEs, raising finances is being …