(65) 6589 8119sales@linkflow.com.sgContact us Now

Terms of use

BY ACCESSING THIS WEBSITE SMELOAN.SG AND/OR USING THE ONLINE SERVICES, YOU AGREE TO BE BOUND BY THE FOLLOWING TERMS OF USE, AS MAY BE MODIFIED BY LINKFLOW CAPITAL PTE. LTD. (“LINKFLOW CAPITAL” OR “US”) AT ANY TIME WITHOUT NOTICE TO YOU. IF YOU DO NOT ACCEPT ANY OF THESE TERMS OF USE, YOU MUST IMMEDIATELY DISCONTINUE YOUR ACCESS OF THIS WEBSITE AND/OR USE OF THE ONLINE SERVICES.

This website uses cookies. By using this website and agreeing to these “Terms of Use”, you consent to our use of cookies in accordance with the terms of Linkflow Capital’s Privacy Policy.

Unless otherwise stated, Linkflow Capital own the intellectual property rights in the website and all material published on this website. All these intellectual property rights are fully reserved. You are not to:

  • republish material from this website (including republication on another website).
  • sell, rent or sub-license material from the website..
  • reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose.
  • edit or otherwise modify any material on the website.
  • redistribute material from this website.

We provide an independent online service which enables you to research and compare financial and other products or services provided by third parties. You agree that nothing on this website is an endorsement by us in respect to a product or service by a third party provider.

The material herein has been prepared for informational purposes only without regard to any particular user’s investment objectives, financial situation, or means and should not be relied upon solely or in isolation. You should always check the suitability, adequacy and appropriateness of the product or service that is of interest to you and it is your sole decision whether to obtain or refrain from obtaining any product or service. If you are in any doubt as to the suitability, adequacy or appropriateness of any product or service referred to on this website, we suggest that you seek independent professional advice before you obtain any product or service via this website.

Nothing on this website is, or shall be considered or construed as, an offer, solicitation or recommendation by us or any third party to sell, buy, give, take, issue, allot or transfer, as the giving of any advice in respect of any product or service in any jurisdiction or representation that any product or service described herein is suitable for you. By submitting your details, you are making an offer to obtain the relevant product or service from the relevant third party on its terms and conditions that is subject to the third party’s approval. Linkflow Capital is not liable nor accountable to any third-party provider’s decision in granting you approval of any service or product discussed in this website. You should neither construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice nor make this service the primary basis for any investment or financing decisions made by or on behalf of you. You may like to consult your lawyer or accountant/auditor before acting upon the material or information provided in this website.

Disclaimer

This website is provided “as is” without any representations or warranties, express or implied. Such information and materials are provided for general information only, do not represent our views, opinion or advice and you should seek professional advice at all times and obtain independent verification of the information and materials contained herein before making any decision based on any such information or materials

While Linkflow Capital uses reasonable endeavours to ensure that information on this website is accurate and up to date, Linkflow Capital not warrant the truth, accuracy, adequacy, completeness or reasonableness of the information and materials contained in or accessed through this website and expressly disclaims liability for any errors in, or omissions from, such information and materials. Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal or financial matter you should consult an appropriate professional.

Should you choose to obtain any product or service provided to you by a third party on their own terms and conditions, we will not be responsible or liable for any loss or damage you may suffer or incur in connection with the terms and conditions applying to any contractual offer entered into by you with any third party in relation to any product or service or for any acts, omissions, errors or defaults of any third party. Linkflow Capital will not be responsible or liable for any loss or damage you may suffer or incur in connection with the terms and conditions of use or the privacy policy applying to any third party website or for any acts, omissions, errors or defaults of any third party in connection with those terms and conditions of use and/or privacy policy.

Any views, opinions, advice or offers which is provided to you by a third party after you have used this website do not represent our views, opinions and are not endorsed by us. We do not endorse, recommend or take responsibility for any third party who provides you with any views, opinions advice or offers. You choose to accept or refrain from accepting any third party’s views, opinions, advice or offer at your sole risk, responsibility and discretion. We are not responsible or liable for any loss or damage you may suffer or incur in connection with such views, opinions, advice or offer.

Under no circumstances shall Linkflow Capital be liable regardless of the form of action for any failure of performance, system, server or connection failure, error, omission, interruption, breach of security, computer virus, malicious code, corruption, delay in operation or transmission, transmission error or unavailability of access in connection with your accessing this website and/or using the online services in this website. Under no event shall Linkflow Capital be liable to you or any other party for any damages, losses, expenses or costs whatsoever arising in connection with your use of this website, or reliance on any information, materials or online services provided in this website, regardless of the form of action taken in your interaction with this website and it’s relevant online services.

This website might include hyperlinks to websites on the Internet that are owned or operated by third parties. Such links are provided solely as a convenience and point of rerence to you and we cannot accept responsibility for the contents of or the consequences of accessing any linked website or any link contained in a linked website. We do not make any representations regarding the content or sponsors of the linked website, or the suitability or appropriateness of the products or services described therein. Furthermore, the hyperlinks provided in this website shall not be considered or construed as an endorsement, authorization, sponsorship, affiliation or verification of such linked websites or the contents therein by Linkflow Capital.. You agree that your access to and/or use of such linked websites is entirely at your own risk and subject to the terms and conditions of access and/or use contained therein.

Indemnity

You hereby agree to indemnify Linkflow Capital harmless against all damages, losses, expenses and costs suffered or incurred in connection with or arising from (1) your access of this Website and/or use of the online services in this website, or (2) your access and/or use of the products and services provided by third parties, or (3) your breach of any of these Terms of Use.  You agree that you will not bring any claim personally against Linkflow Capital’s officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the any of the terms stated in this Terms Of Use, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Linkflow Capital’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Linkflow Capital.

Term and termination of Use

This term of use agreement shall commence on the date you first access the site or use the online service and shall remain in effect until either party terminates this agreement in accordance with the terms hereof. The information and materials herein are subject to change without notice. Linkflow Capital may terminate your access to this website and/or your use of any of our online services at any time without prior notice therefor. You may terminate this Agreement at any time by ending your use of the site.

Governing Law and Jurisdiction

By accessing this website and/or using the online services, you agree that such access and/or use, as well as these Terms of Use shall be governed by, and construed in accordance with, the laws of Singapore and you agree to submit to the non-exclusive jurisdiction of the Singapore courts. In the event that a court of competent jurisdiction holds any provision of these Terms of Use to be invalid or unenforceable, then such provision shall be severable from and shall not affect the validity or enforceability of the remaining provisions.