Government Assisted Financing Scheme for SMEs
The SME Micro Loan is a government assisted financing scheme to help local SMEs access financing.
Enterprise Singapore will provide risk sharing with participating banks & financial institutions to assist SMEs with financing.
Access up to $100K working capital to grow your business. The SME Micro Loan can be used to manage daily operations and cashflow.
We can provide your company a direct comparison on all banks SME Micro Loan rates and eligibility terms. For larger loan quantum, businesses can also look at the SME Working Capital Loan as well as the Temporary Bridging Loan Programme.
Secure the funding you require to expand and scale your business to the next level.
Get a free loan assessment & access to all banks Micro Loan options now, fast and hassle free.
SME Micro Loan Program Features
Up to $100K financing
Up to 4 years repayment period
Government risk sharing with banks on loan default
Micro Loan Participating Financial Institutions
|Hong Leong Finance|
SME Micro Loan Interest Rate
The interest rate for SME Micro Loan program is subjected to the participating financial institutions’ risk assessment process.
Eligible SMEs can enquire with the participating banks and financial institutions to find out their respective SME Micro Loan interest rates.
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Easy SME Loan Comparison Process
As Easy As 1, 2, 3...
Leave your contact details at the
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Take 1 minutes to fill up a
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banks and interest rates your
company might be eligible for.
See all banks Micro Loan options available for your
SME Micro Loan Eligibility Requirements:
- Company registered and operational in Singapore
- Annual sales turnover ≤ S$1m OR ≤ 10 employees
- Minimum 30% shareholdings local or PR
How We Can Help
Faster Turnaround Time
Help your company secure financing fast! Reduce processing time by 3-5 working days.
Hassle Free Approach
Leave the application process to our specialists while you focus your resources on your core business.
Higher Approval Rate
Improve your approval chances. We are very familiar with the credit criteria of most banks with a solid track record of > 60% approval rate.
Risk Free Process
No upfront fees, no fees applicable if we’re not able to secure financing for your company. Performance guarantee, pay only for results!
Join hundreds of SMEs just like yours who entrusted us to help grow their business.
Fast efficient response
“We are very satisfied with the service and capability of Linkflow Capital in assisting with our company’s expansion. They have provided us clear financing solutions with fast response and turnaround time.”
Mr Frankie Gwee
Tuan Yuan Pork Ribs Soup Pte Ltd
“Linkflow Capital has assisted our company with trade financing, enabling a 300% revenue growth in 2 years. They are our trusted adviser and served us with efficiency and honesty over the years.”
Mr S.S. Lee
Powerzone Technologies Pte Ltd
(Engineering & trading firm)
Sincere customer service
“Linkflow Capital has helped us identify facilities suitable for our company’s growth. The consultant is sincere, efficient and provided prompt follow up service.”
(Reno & ID firm)
Linkflow Capital is a member of
What is the maximum SME Micro Loan financing amount?
The maximum loan quantum is up to S$100,000.
What is the SME Micro Loan interest rate?
Interest rate is determined by the respective participating financial institutions in the SME Micro Loan program. It could range between 6.75% to 8.5% p.a. effective rate, dependent on their risk and credit assessment.
What is the eligibility criteria?
Business registered and operating in Singapore, with at least 30% local shareholdings. Annual revenue not more than S$1 million or have up to 10 employees.
What is the SME Micro Loan program?
It is an unsecured working capital loan to help you manage your business’s daily operations and cash flow. This program is administered by Enterprise Singapore, a government statutory board. Application of loan is via the various participating financial institutions.
What is the maximum repayment period for the SME Micro Loan?
The maximum repayment tenure for the Micro Loan is up to 4 years. Some of the participating financial institutions might allow early redemption of loan with no penalty, subject to the respective lender’s terms and conditions.
Free Loan Assessment
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